Fractional Reserve Banking
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Imagine you win office with a mandate for reform and you get a maximum of one term in this lifetime to implement your changes. You don’t want to be spending half of that term trying to work out what the details are, you want to have the Bill ready before you start your term. What changes should be made? For a confidential discussion, click here.
4 February 2018 Mr John Fraser Secretary to the Treasury The Treasury Langton Crescent Parkes ACT 2600 Australia Dear Mr Fraser, The following is for your consideration. Could you please outline the options available to members of the Australian public...read more
If you are over 40 and starting to read this post, I politely suggest that you move along. There isn't going to be anything in this post that will interest you. Just me babbling on about the past. ...Have they gone? Is it just you and me now? Can we...read more
Imagine if Australian house prices weren't a problem. Imagine if the average Australian wage kept up with the annual increase in house prices. Below is an exchange with the RBA on that very topic. You can view the full exchange and the original letters...read more
Photo by Steven Penton cc. On 29 September 2017 an updated register was released detailing foreign ownership of Australian agricultural land, available here from the Foreign Investment Review Board for the 2016-17 year. The 2015-16 report is available...read more
Last Thursday the AFR published a piece titled, "No wage rise without productivity: IMF". If you're an Australian worker and you started to read the above AFR article, you'd quickly get the impression that Australian workers should increase their...read more
Labor senator Sam Dastyari made the statement this week that there is something "fundamentally wrong and rotton" with the influence corporate Australia has over the Australian political process, while speaking at a Pub in Canberra. From SBS: Labor senator Sam Dastyari...read more
Source for above is here. Recently Domain published a comment piece by Jamie Alcock, associate professor in Finance at the University of Sydney Business School, titled, "Busting the five myths about negative gearing". The first issue with the article is...read more
The following letter to the editor was sent to the Australian Financial review on the 24th September 2014 regarding "Housing worse with no negative gearing". In his maiden speech, Senator Bob Day correctly stated, “if every family had a job and owned a house, the...read more
This submission is written with the intent of making a constructive contribution toward the Financial System Inquiry terms of reference points 4.1, 4.2, 4.3 and 4.4 as well as two interim report observations which are 'Stability - Addressing too big to fail' and...read more
On Friday the 11th of July 2014, The Australian published, "Educating crossbench in conventional economics" , about the importance of our Government living within its means and keeping debt under control. Whether PUP, Labor & the Greens are concerned about any of our...read more
A response to Judith Sloan supporting negative gearing in, “Doomsayers ignore the facts when picking targets.” Imagine you are the new CEO of a successful Australian media organisation that is merely a subsidiary of a larger international parent. New to your role, you...read more
The purpose of this post is to have a look through Steve Keen’s manifesto to see if there are any potential policy takeaways that can be applied to TTP.read more
Commentating on a commentator who is commentating on a commentator who is commentating on rumors that a deficit levy may be introduced in the upcoming budget, where those same rumors include the fact that the Greens & Labor are likely to block any such change may seem a little pointless, but since I can smell a land tax argument coming, let’s have a peek.read more
The following is an anonymous submission, number 32, to the 2014 Senate Economics Committee inquiry on affordable housing.read more
Image above by Alex. The Australian Financial Review (aka the AFR) raised the negative gearing issue on 24 February 2014, when they published an opinion piece by Bob Officer titled, "Removing negative gearing would be a mistake", link here. Bob Officer is professor...read more
Image above by Wonderlane. Macrobusiness posted an article today titled "All taxes come out of rents", link here. For some reason, I became unable to comment on my third response to an exchange with @Rumplestatskin. Two emails to Macrobusiness and a few exchanges on...read more
Image above by Woodleywonderworks. Australian Government inquiries usually lead to reports that are ignored. Will this affordable housing inquiry be any different? Only time will tell. Below is my submission to the Senate Standing Committee on Economics for the...read more
Image above by Jim Fischer. The Australian newspaper's Henry Ergas wrote an opinion piece yesterday arguing that lower income renters would pay the price if there were any changes to negative gearing in Australia. He starts the piece with his goal, which is to destroy...read more
Image above by DoodleDeMoon. From the About Us page at SmartCompany: SmartCompany is a completely free news, information and resource site for Australia's entrepreneurs, small and medium business owners and business managers to help keep them ahead of their...read more
The AFR macroprudential policy questions Most of the editorial in the Australian Financial Review (The AFR) on 18 September 2013 called "Keeping a lid on housing prices" seemed quite reasonable, except for the last paragraph. The last paragraph reads, As the RBA...read more
The purpose of this post is to work out who I will vote for in the House of Representatives based solely on the issue of affordable housing for the 2013 Federal Election. There are 16 candidates standing for the House of Representatives and 97 standing for the Senate...read more
I have been overseas from late January and returned 29 March, last Friday. The last five weeks were spent at Wat Pah Nanachat in Thailand doing mindfulness of breathing. If meditation is a relatively unknown topic for you, there are two reasonable articles on it here...read more
Abolish negative gearing beer coaster.
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